Tag Archive for silicon valley

When Your Debit Card Travels To London Without You

Internet CheatIf you want to stay on top of your finances, you need to spend ten minutes every day looking at your account balances. This little habit can help you spot problems before they get out of hand. I got a nasty surprise last week when I found two unauthorized transactions pending on my personal checking account. The timing was terrible. The rent check was coming in and I didn’t have enough in savings to cover it.

I called the toll-free number for my credit union to report the unauthorized transactions and cancel my debit card. I asked the woman assisting me how my debit card could be used if it never left my physical possession. She told me that my debit card information could be copied by a waiter at a restaurant, a hidden card skimmer at a gas station or a spyware-infected computer watching a legitimate Internet purchase being made.

I haven’t visited any restaurants where a waiter could disappear with my debit card. The gas pump I usually use was down for maintenance several days before the unauthorized transactions appeared. When I came back the following week to get gas, all the gas pumps had inspection stickers from the county weights and measure department. No way to know if that was the source. As for my computers, I run anti-spyware and anti-virus scanners on a regular basis and stay away from questionable websites.

The affidavit form to dispute the charges never got sent to my personal email address. I went down to my credit union on Saturday morning to talk to the branch manager. He confirmed that my debit card got cancelled, flagged the unauthorized transactions as being fraudulent, and printed out the affidavit form for me to fill out. I withdrew some cash since the new debit card won’t arrive for two weeks.

An Internet search on the two companies for the unauthorized transactions revealed that they were cosmetics companies. A product category that I have no need for. I filled out the “contact us” form to request the identity of the person who placed the orders and threatened to file a police report against the companies if they don’t comply.

The first company based in San Francisco told me that their privacy policies prevented them from revealing the identity of their customers, and, besides, the transaction never went through. The pending hold on my checking account did fall off a few days later. I didn’t pursue the matter any further.

The second company based in Texas gave up the identity of the customer and refunded the money taken from my checking account. Either I was dealing with an inexperienced business owner or the privacy laws in “no tax / low regs” Texas was non-existent.

The customer (a.k.a., the thief) had my debit card info and street address, used her presumably real name, listed a phone number for a storage rental place in San Francisco (50 miles north of Silicon Valley), and wanted the merchandise shipped to London by FedEx overnight delivery. Didn’t I read something like this in a Stephanie Plum novel?

I wanted to file a police report on the London Police Department website, but forwarded the information to my credit union to handle instead. I didn’t lose any money, my rent check came through. This has been another needless distraction in a long month of needless distractions that have taken me away from writing. Seems like it never ends.

The Return of The Mobile Office

The Mobile OfficeThe manager at my tech job in 2008 did me a favor when he told me to walk away from my desk during my lunch hour. So I ate lunch and listened to the radio in my car. One day I brought a clipboard and some pens to edit a short story manuscript. A year later I finished writing two-thirds of my first novel behind the steering wheel of my car, a 700-page manuscript that I haven’t figure out how to edit.

Those were the glory days of the mobile office.

After I got laid off on Friday the 13th in February 2009 (a memorable date the manager let me pick), I was out of work for two years, underemployed for six months (i.e., working 20 hours a month) and filed for chapter seven bankruptcy. If I wasn’t interviewing for a job, browsing the job board websites or answering arcane copyright questions from my bankruptcy attorney, I wrote and edit manuscripts from my home office.

Since then I held tech jobs that made the mobile office impractical, either the lunch breaks were too short or the parking lot was too far. I went back to taking lunch at my desk, using my work computer to write blog posts over the Internet. With my last job at the hospital, where my office was down the hall from the morgue and the scent of vanilla in the air meant a dead stiff wheeling by, daily blogging was a welcome distraction.

The mobile office returns this New Year after I started a new job with a long lunch break and a short walk to the car. I eat my lunch and listen to the radio for 15 minutes, and turn my attention to whatever I put on my clipboard that morning for the next 45 minutes. If I finish the manuscript early, I can start something new on the writing pad. This is the highlight of my work day.

Only once did someone thought it suspicious that I was writing on a clipboard in my car during the lunch hour.

An inexperienced rent-a-cop jerked open my unlocked car door and demanded to know what I was doing. I got out to confront him and he reached for his mace spray. Flashing my employee badge and explaining that I was on my lunch break didn’t satisfy him. What I wrote on my clipboard inside my car wasn’t any of his damn business, which was why I don’t bring my manuscripts on to the job. The rent-a-cop backed down when I threatened to call 911 to bring in a real police officer to resolve the situation.

What I found out from writing my first novel is that doing something small every day adds up to something big over time. (Or something so big that you don’t know what to do with it, but that’s a different problem.) Forty-five minutes per day can turn into 180 hours in a year. Some of my best writing got done in the mobile office.

Writing And Editing On Public Transit Again

Santa Clara County Light Rail

After my father passed away from lung cancer in early May, my car—which was his old car—finally kicked the hub cap a few weeks later when—ironically—I went to the post office to pick up his ashes. Without a car to drive, I had to rely on a friend to drive me to work in the mornings and take the light rail home in the evenings. Since public transit takes forever to cross Silicon Valley, I spent my commute time writing and editing. Something I used for many years before I got a car.

After getting off work at the hospital, I’ll cross the street for the bus that will take 15 minutes to get over to the light rail station in Mountain View. I’m usually listening to an audio book on my iPod Touch for this part of the trip. I don’t want to get distracted with writing and editing that I miss the stop at the transit center. After I get off bus and walk over to the light rail station, I’ll pull out my clipboard and spend the next 15 minutes to see what I need to do for that day. When the light rail train pulls into the station, I’ll take a seat inside and work for the next 75 minutes. Walking home from the light rail station takes ten minutes.

My clipboard almost always has four unfinished short stories at various stages of being written or edited. If I’m writing new material, I’m using a black Pilot G2 pen. If I’m editing old material, I’m using a red Pilot Precision V5 pen. If a short story has a submission date, I’ll focus on that one. Otherwise I’ll jump around to the different short stories until I’m done or stop in mid-sentence. If get stuck on something that won’t budge, I’ll doze off for the rest of the trip like so many other passengers do. After I have dinner, I’ll update the corresponding e-files and print out new copies to re-load the clipboard.

This break from driving came at a good time. I was going through a creative drought prior to my father’s death and taking a summer break from publishing ebooks. I’m using the “spare time” from riding public transit to get back into writing and editing short stories again.

Writing and editing on public transit will soon end as I get a new used car to resume driving again. The extra 90 minutes spent on the public transit will be behind my writing desk at home, where the distractions are numerous and my motivation diminished. If only I had the discipline to haul my sorry ass out of bed before the crack of dawn to take the public transit in the morning, I would have three hours of enforced writing and editing time. Like that will never happen.

Are You In The Writing Profession Or The Writing Business?

There’s a story in “Rich Dad, Poor Dad” by Robert Kiyosaki about Ray Kroc, founder of McDonald’s, challenging a group of MBA students with a simple question, “What business am I in?”

Everyone laughed but didn’t answer him. He repeated the question. Finally, someone told him the obvious answer: the hamburger business.

Ray chuckled before announcing that he wasn’t in the hamburger business but the real estate business. Although his profession was selling hamburger franchises, his business was owning the real estate underneath those franchises. McDonald’s today owns more real estate than the Catholic Church, including the best street corners and thoroughfares in America.

The point that “Rich Dad, Poor Dad” made from this story was not to confuse your profession with your business. Your profession is something you do; your business is where you make your money. Most people don’t know the difference.

I thought my business was being a short story writer. I wrote short stories, sold them to the anthologies, and republished them as short story ebooks.

As ebook sales continued to outpace short story sales, I found myself spending more time on developing ebooks than writing short stories. This frustrated me. I started missing the “old days”—about six years ago—when I wrote short stories, dropped them in the mailbox and collected 300+ rejection slips before I sold my first short story. Since my ebook sales were dependent on my short stories and essays, I would never find the time to write a novel to earn bigger ebook sales. I saw a vicious circle forming in my life with no easy solution.

Are you in the writing profession or the writing business?

I started thinking hard about that question since the beginning of the year. The answer I came up with is that I’m in the writing profession—when I’m not consoling hurt computers and broken users as an anonymous technician in Silicon Valley—but I’m also in the content producing business. Writing is central to everything I do, but not the only thing that I do.

Since I’m in between non-writing jobs at the moment, I’m in the process of revamping my family of websites. I spent the past three weeks updating my free open source software to get back into web programming, quadrupling web traffic and click-through for advertising. Updating the personal blog will be every week and this writing blog twice a month. (The key for writing multiple blog posts is to stay under 500 words for each one.) I’m still publishing two short ebooks every month. Writing new short stories are on hold until I can revise or spit polish a dozen short stories for submission.

If everything falls into place over the next year or two, I should  make enough money from my business to ditch the non-writing job and start writing novels as my profession.

Keeping A Secret Writing Identity In Silicon Valley

When I became serious about writing five years ago, I did Google search on my name before I started submitting my short stories. Lo and behold, there was another “writer” with my name, who hasn’t published much of anything from what I can tell. I decided to combine the initials of my first and middle names to come up with C.D. Reimer to avoid being confused with the competition. Six months ago I decided to separate my professional technical life from my personal writing life.

I removed my middle initial from my resume and all the job search websites to become another somebody in Silicon Valley, and my full name from all my websites. C.D. Reimer became the “brand name” for my Internet existence. By day I’m the sophisticated Bruce Wayne who works as an anonymous technician for some Silicon Valley company. At night I’m the Batman who is breaking knuckles to get another short story out of the typewriter. (Sorry, Superman, but Clark Kent can suck it.) As any cape crusader knows, you need to keep your secret identity a secret from the outside world.

Why keep your writing identity a secret in Silicon Valley?

Most Silicon Valley companies, either officially or unofficially, discouraged moonlighting by their employees. A manager’s worst fear is a group of employees working together in a garage on the weekends to come up with the newest technological wonder, take one-third of the employees with them in a mass exodus to form a new company, and make a few billion dollars after Microsoft/Google/Facebook buys them out. Everyone and their grandmother were doing this before the dot com bust. Now people are being more discreet about moonlighting in fear of losing their regular paying job when the unemployment rate is at 10% and the overall job market is slowly improving.

I find it easier to be an anonymous technician while crawling underneath the desks of Silicon Valley. When people knew I was a writer, I would get all kinds of odd questions and weird looks. Being regarded as the eccentric uncle in a non-reading family was one thing I didn’t want to repeat at work. That was before I started publishing regularly. With my work being more accessible through ebooks, I’m sure the odd questions and weirder looks would have gotten odder and weirder if I wasn’t hiding behind a secret identity.

Now that I’m doing contract work after being unemployed for two years, no one knows I’m a writer when I show up for a new assignment. More specifically, I’m a Silicon Valley fiction writer. There are a bazillion non-fiction books about Silicon Valley, but almost no fiction books about Silicon Valley and certainly no writer making a name writing fiction about Silicon Valley (although the parody memoir, “Options: The Secret Life of Steve Jobs” by the Fake Steve Jobs, is a close competitor). Besides, this is California. If you’re a writer, everyone assumes you’re writing a Hollywood screenplay that will fetch $50,000 the moment you type THE END on the last page. I got some oddball looks when I told people that I write fiction. Everyone knows that there is no money in fiction if you’re not Stephen King, J.K. Rowling or Sarah Palin.

I’m an anthropologist of sorts studying the Silicon Valley culture, which is an ongoing project at San Jose State University that I may pursue a degree in if I ever won the lottery to go back to school, trying to relate a strange world through fiction to ordinary readers. Working anonymously in Silicon Valley is key to being a good observer and finding fresh material for my short stories and novels.

I had just finished a three-day assignment at a college textbook publisher that brought back memories of working at the San Jose City College bookstore warehouse, where I was once familiar with all the imprints that this company had bought up over the last 20 years. A boring job involving too many mouse clicks to convert online courses from the legacy platform to the new platform. The green palm leaves made from lightweight fabric to shade the desks from the overhead lights will make a fantastic detail for a story someday.

But maintaining a secret writing identity and being successful in two lines of work is a difficult task. This week we learned about the secret identity of romance author Judy Mays from a busybody parent looking for trouble and a TV station looking for a sensational news story about a female high school teacher writing racy novels under a pen name on her own time. If being exposed wasn’t bad enough, they also demanding that Mays choose between being a teacher or an author.

As I commented on Jess Haines’ blog, would there be a controversy if a male teacher wrote action/adventure novels about big guns, fast broads and shagging the carpet every other chapter? Probably not. If I was Judy Mays, I would send the Batman to break some knuckles and watch her book sale numbers spike from the controversy.